Let’s do more.
Health Care Remains Unequal
The US healthcare system is distinguished by dramatic inequality of access, cost and outcomes. The Affordable Care Act (ACA) significantly reduced the number of individuals without health insurance, but it did not address the overall inequality within the healthcare system.
Millions Remain Uninsured
Around 4 million Californian will remain without insurance, with very limited access to health care even after full implementation of the ACA. They will remain dependent on the public safety net, a costly and unreliable patchwork of programs that vary county to county. Health continues to depend on one’s status and zip code.
Complexity is a Barrier
The Affordable Care Act reformed the health insurance industry, but it also introduced new barriers to health care. The lack of insurance literacy among consumers, the complexity of the insurance contracts and the myriad of coverage options are a significant challenge to most people. Making an informed decision about health insurance is far too difficult.
Let’s Make it Easy
The Alliance supports ongoing reform that makes it easy for all consumers to access healthcare, and easy for providers to be compensated. Under a Medicare-for-All system, there would be only one comprehensive, high quality plan available to everyone. Substandard and so-called “catastrophic” plans would be eliminated. There may be a role for private insurers to offer additional, non-essential benefits, or “gap” insurance.